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First, we review the basics for the individual claiming social security, and then we will address the variants of spousal and survivor benefits in future chapters. Retirement income planning requires an understanding of when to begin taking social security benefits and the resultant potential impact on total accumulation over time when chosen carefully.
We can provide analysis for you in terms of a straight comparison, or if an earlier election is invested versus waiting. Also, an analysis of claiming as a couple is performed - an important consideration given the longer lifespan of women, thus a large potential accumulation. The website is encrypted, so all data is secure.